Services

Credit Restoration

The Debt and Credit Guys commitment to the 80% of Americans with credit inaccuracies and FCRA/FDCPA violations is to provide the most complete and effective credit restoration services possible.  We have found that by focusing on details and offering comprehensive options to clients has helped endure trust and reliability when working with our Team.  As a company, we have become best known for our creative and customized credit restoration services for consumers and financial service industry professionals.


Please Note: The Debt and Credit Guys is not the provider of Credit Restoration services. Services are provided by a 3rd party company that has an established relationship with The Debt and Credit Guys.

 
 

Credit & Identity Protection (iDefend)

In today’s digital age, it is vital to be proactive in protecting your privacy, your personal information, your credit, and your financial accounts against cybercrime.  Online predators can hack and exploit everything from computers and home networks to smartphones and online bank accounts to steal your identity, take your hard-earned money and ruin your credit.  Staying safe and protecting against cybercrime at home requires a new generation of cyber protection.

iDefend is complete protection for your digital life.  It’s more than just identity theft protection or antivirus software.  Get maximum protection and save money with an all-in-one personal and home cyber defense plan for individuals and families including identity theft protection, online privacy, network and device security and full home tech support services.  iDefend is your personal cybersecurity concierge service with the latest technology, protection and support from our U.S. based team of security experts.

Please Note: The Debt and Credit Guys is not the provider of iDefend services. Services are provided by a 3rd party company that has an established relationship with The Debt and Credit Guys.

Debt Settlement

The Debt Settlement Program is designed to reduce your debt for less than you currently owe with an affordable monthly program payment that is within your budget. Our debt settlement program is a viable alternative to bankruptcy and is more affordable and flexible than credit counseling. We take great pride in explaining our program and all of your options to ensure that you make a decision that is appropriate for you. It does not require any new loans and there are no credit qualifications.  It may not appropriate for all consumers and is not available in all states.

 

In order for a debt to qualify for our debt settlement program, the account must be unsecured. Unsecured debt is debt that has no collateral attached, such as credit cards, personal loans, payday loans, medical bills and deficiency balances on repossessed vehicles. Most of the debt we deal with is credit card debt, but we have had tremendous success with many other types of unsecured debt. If all of your accounts are in “collections”, or you are unsure of the balances, one of our debt settlement specialists can run a “soft” credit check to review your list of accounts and get a snapshot of your financial picture. Generally speaking, we require $750 or higher (per account) in unsecured debt to qualify for the debt settlement program.

 

Please Note: The Debt and Credit Guys is not the provider of Debt Settlement services. Services are provided by a 3rd party company that has an established relationship with The Debt and Credit Guys.

 

Debt Shredder

Debt Shredder provides clients with an easy to use online tool to greatly minimize both time and interest paid on all types of debt. Our solution provides useful information and smart, specific guidance for finding savings opportunities unique to each user. 

Debt Shredder has saved hundreds of millions of dollars in interest payments. Our goal is to help each one of our clients to understand and do much more with their money to enable them to reach their goals.

Please Note: The Debt and Credit Guys is not the provider of Debt Shredder services. Services are provided by a 3rd party company that has an established relationship with The Debt and Credit Guys.

 

Legal Services

With a focus on “Financial Stability”, we are committed to providing our members a revolutionary Legal
Plan with outstanding service and support.


Having the peace of mind of knowing that you have access to an attorney for legal services such as wills,
trusts, document review, traffic tickets, and much more is fundamental to your well-being.


This legal plan provides an attorney to defend all creditor lawsuits, all the way through trial, if necessary,
with No deductible, No co-pay, and No plan limitations.

Please Note: Note: The Debt and Credit Guys is not the provider of Legal Services. Services are provided
by a 3rd party company that has an established relationship with The Debt and Credit Guys.

To schedule a meeting with a Legal Services Specialist, click below: